USDA Vs. FHA Pro and Con comparison in North-Bethesda, Montgomery County, MD

In 2025, the USDA loan limit for North-Bethesda within Montgomery county, MD, is $657,900. Meanwhile, the FHA loan limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the current USDA against FHA rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA choices side by side, aiding you in selecting the ideal program for your financial scenario in Alabama.

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Loan Limits and Downpayment Requirements for 2025 in North-Bethesda, Montgomery, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in North-Bethesda, MD

Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to link up with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AHL HardMoney, llc
  • 14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
  • Associates Home Loan of Florida, Inc.
  • 14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
  • Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida
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  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
  • Shelter Insurance FCU
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  • Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
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  • Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
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  • Highway Alliance Credit Union has been open since 1958. The credit union has assets totaling $24.93 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
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