USDA and FHA Pro and Con in Chevy-Chase, Montgomery County, MD

In 2025, the USDA loan limit for Chevy-Chase, within Montgomery County, MD, is $657,900. For a single-family home, the FHA cap is $822,375.

Use Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates, and find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Chevy-Chase, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Chevy-Chase, MD

Lendersa® is devoted to helping you secure the best USDA or FHA loan quickly and effortlessly. Begin with one of three pathways to connect with matching lenders and explore USDA loan options.

Results of USDA loan requests at Lendersa

What is a USDA Loan in MD?

A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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