USDA and FHA Pro and Con in Chevy-Chase, Montgomery County, MD
In 2026, the USDA loan limit for Chevy-Chase, within Montgomery County, MD, is $657,900. For a single-family home, the FHA cap is $822,375.
Use Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates, and find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Chevy-Chase, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Chevy-Chase, MD
Lendersa® is devoted to helping you secure the best USDA or FHA loan quickly and effortlessly. Begin with one of three pathways to connect with matching lenders and explore USDA loan options.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment.
Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
Lends in Maryland
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
Lends in Maryland
Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
Lends in Maryland
Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Founded in 2001, Eastern Union is a leading national commercial mortgage brokerage company that has closed $12 billion in real estate transactions over the past three years. The firm employs more than 70 highly skilled brokers and real estate professionals. Eastern Union’s capital introductions are handled through its affiliated company
Access Capital Mortgage is a full service nationwide lender, known for its integrity and experience in the mortgage industry. We offer multiple loan programs with great rates and flexible terms. Access Capital Mortgage has three retail branches conveniently located in the Baltimore, Maryland Metro Washington D.C. area.
