As of 2026, in Bethesda, located in Montgomery county, MD, the USDA loan limit is $776,600, while for a single-family home, the FHA limit is $1,089,300.
Employ the Lendersa® USDA loan calculator to examine current top rates between USDA and FHA loans, focusing on the income, credit, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program for your financial strategy in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to efficiently provide you with the swiftest access to the ideal USDA or FHA loan, hassle-free. Choose from three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is designated for rural homes only. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans involve no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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