USDA and FHA Pro and Con in Rockville, Montgomery County, MD

In 2025, the USDA loan limit in Rockville, located in Montgomery county, MD, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to guide you in selecting the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Rockville, Montgomery, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Programs in Rockville, MD

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Start by choosing from three entry points to connect with matching lenders and the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

USDA home loans, commonly known as USDA rural development loans or USDA mortgages, are backed by the United States Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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