USDA Vs. FHA Pro and Con comparison in Crisfield, Somerset County, MD

In 2026, the USDA loan limit in Crisfield, located in the county of Somerset, MD, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates, determining the requisite income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial condition in .

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2026 Loan Limits and Down Payment Details in Crisfield, Somerset, MD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Crisfield, MD

The objective of Lendersa® is to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three pathways to connect with matching lenders and USDA programs.

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Understanding USDA Loans in MD

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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