In the year 2026, for Reisterstown in Baltimore county, MD, the USDA loan limit is set at $466,400, whereas, for a single-family home, the FHA limit is $632,500.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. This tool will identify the income, credit, reserves, and documentation necessary to qualify. Through our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to ascertain the best fit for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Reisterstown, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Reisterstown, MD
Lendersa® aims to deliver the best USDA or FHA loans promptly and with ease. Choose one of three starting points to align with matching lenders and discover USDA loan options.
A USDA home loan is government-secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans mandate no down payment at all.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152
At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant
residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing
costs and specific renovations to a maximum loan-to-value ratio of 70%.
Reverse Mortgage Answers is a local reverse mortgage company that operates in Maryland, DC, and Virginia. Our firm recognizes that your home is your most valuable asset and a Reverse Mortgage is a big decision. Because a Reverse Mortgage can be set up several different ways, the key to maximizing your benefits is customizing the loan.
Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3745 Running Springs Road, Ellicott City, MD, 21042
KPG Mortgage is a full-service mortgage company offering some of the lowest interest rates on the market for refinances and new home purchases and also We have a simple process, from a straightforward application to an on-time closing. Our expertise translates to a great customer experience. Let us be your trusted advisor.
