USDA Vs. FHA your options comparison in Owings-Mills, Baltimore County, MD
In 2026, the USDA loan limit for Owings-Mills, in Baltimore county, MD, is set at $430,500, while the FHA limit for a single-family home stands at $538,200.
The Lendersa® USDA loan calculator is a tool to compare today's leading USDA and FHA rates, helping to determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the program best suited for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Owings-Mills, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Owings-Mills, MD
The focus of Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Begin with one of three starting points to match with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is intended for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7702 East Doubletree Ranch Road, Suite 300, Scottsdale, AZ, 85258
Holmberg Mortgage is Arizona’s premier full service mortgage and private lending company. Our mission is to deliver our clients the best interest rates and terms possible with the lowest closing costs. We are not like typical banks or online mortgage lenders. We don’t charge “junk” fees or excessive closing costs
7373 East Doubletree Ranch Road, Suite 200, Scottsdale, AZ, 85258
Nolan Mortgage is a residential home mortgage broker committed to providing Arizona homeowners GREAT RATES … QUALITY SERVICE. We welcome the opportunity to compete against any other mortgage company, bank, mortgage banker, or credit union, and feel we will provide better options for your home financing.
Galaxy Lending Group, LLC provides home loans and personalized mortgage counseling to Arizona, Colorado, Oregon, Texas and Washington residents looking for a reputable and responsible mortgage lender. With two decades of experience in residential lending, we can find the right loan at a competitive rate even in today's tough economy.
VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258
Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258
INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.
