USDA Vs. FHA your options comparison in Owings-Mills, Baltimore County, MD
In 2026, the USDA loan limit for Owings-Mills, in Baltimore county, MD, is set at $430,500, while the FHA limit for a single-family home stands at $538,200.
The Lendersa® USDA loan calculator is a tool to compare today's leading USDA and FHA rates, helping to determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the program best suited for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Owings-Mills, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Owings-Mills, MD
The focus of Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Begin with one of three starting points to match with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is intended for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
Lends in Maryland
Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
Lends in Maryland
First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
Lends in Maryland
Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
Lends in Maryland
Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.
500 Redland Court, Suite 300, Owings Mills, MD, 21117
Lends in Maryland
We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away
"Maryland Private Mortgage is Baltimore’s leading direct private mortgage lender. We provide the fastest and best solutions in Private Money Lending for investors, rehabbers, and Baltimore City landlords. We offer all the resources needed to accomplish your investment goals. At Maryland Private Mortgage we do not have a one size fits"
100 Owings Court, Suite 13, Reisterstown, MD, 21136
Lends in Maryland
HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%. Call 1-800-254-9560 or apply online today!
Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted
