USDA Vs. FHA Pro and Con comparison in Odenton, Anne Arundel County, MD
In 2026, the USDA loan limit for Odenton, in the county of Anne Arundel, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA and FHA loans today, figuring out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in Alabama is best for your financial situation.
Loan Limits and Downpayment Requirements for 2026 in Odenton, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Odenton, MD
The aim of Lendersa® is to quickly provide you with the best USDA or FHA loans, hassle-free. Select one of the three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
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