USDA VS FHA in Crofton, Anne Arundel County, MD

In 2026, the USDA loan limit set for Crofton in Anne Arundel, MD, is $466,400, while the FHA limit for a single-family home stands at $632,500.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, and ascertain the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program to suit your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Crofton, Anne Arundel, MD

Loan Type Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Crofton, MD

The goal of Lendersa® is to efficiently connect you with the most favorable USDA or FHA loans. Begin by selecting one of three starting points to engage with lenders and access USDA loan alternatives.

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An Overview of USDA Loans in MD

A USDA home loan is guaranteed by the U.S. Department of Agriculture and is sometimes called a USDA rural development loan or USDA mortgage. These loans are accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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