In 2025, the USDA loan limit for North-Laurel, situated in Howard county, MD, is $430,500. For a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. This tool will help you assess the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in North-Laurel, Howard County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in North-Laurel, MD
At Lendersa®, our aim is to quickly and smoothly secure the best USDA or FHA loan for you. Choose one of the three starting points to pair with lenders and explore USDA loan programs.
A USDA home loan is secured by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
Casita Capital is a small independent mortgage that provides real estate financing within the State of Texas for individuals and businesses that are looking for alternative financing. Our clients are generally looking for specific financing terms, are not able to qualify for traditional financing or have had their financing fall apart at the last.
Texas Community Federal Credit Union (formerly known as Kingsville Community FCU) has been open since 1937. The credit union has assets totaling $22.75 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working,
Hereford Texas Federal Credit Union has been open since 1936. The credit union has assets totaling $71.51 Million and provides banking services to more than 8, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a memb
At First National Bank of Hereford we strive to meet and exceed your banking needs! Our fundamental philosophy remains the same: Old Values and New Visions Our helpful, friendly and professional staff will provide excellent service and are always ready to address any questions or concerns you may have pertaining to your banking needs.
Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
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