USDA Vs. FHA your options comparison in North-Laurel, Howard County, MD

In 2025, the USDA loan limit for North-Laurel, situated in Howard county, MD, is $430,500. For a single-family home, the FHA limit is $538,200.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. This tool will help you assess the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in North-Laurel, Howard County, MD

Loan Type Loan Limit Down Payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in North-Laurel, MD

At Lendersa®, our aim is to quickly and smoothly secure the best USDA or FHA loan for you. Choose one of the three starting points to pair with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is secured by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Noble Home Loans
  • 7830 West Sahara Ave, Las Vegas, NV, 89117
  • Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
  • Streamline Home Loans
  • 3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
  • Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
  • Dara Capital Group
  • 8084 West Sahara, Suite A, Las Vegas, NV, 89117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Arena LLC
  • 7945 W. Sahara Ave, Suite 202, Las Vegas, NV, 89117
  • Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer
  • Valley West Mortgage
  • 8010 W. Sahara Ave. Suite #140, Las Vegas, NV, 89117
  • Valley West Mortgage is a privately held mortgage company founded, and based in the entertainment capital of the world, Las Vegas, Nevada. Our operations extend into all of the following states, we are continuously expanding our brand and gaining market share: Alabama, Arizona, California, Colorado, DC, Florida etc..
  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • Town & Country Bank
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  • Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"