FHA Vs. USDA loan program for North-Laurel, Howard County, Maryland

In 2026, the USDA loan limit for North-Laurel, situated in Howard county, MD, is $430,500. For a single-family home, the FHA limit is $538,200.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. This tool will help you assess the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in for your financial needs.

Options for USDA and FHA Loans in North-Laurel, MD

At Lendersa®, our aim is to quickly and smoothly secure the best USDA or FHA loan for you. Choose one of the three starting points to pair with lenders and explore USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan is secured by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

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(334) 290-1012 Lender's profile and map Reviews River Bank & Trust 2611 Legends Drive, Prattville, AL, 36066 Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(608) 278-2801 Lender's profile and map Reviews The Park Bank 2401 South Park Street, Madison, WI, 53713 At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
(608) 274-9828 Lender's profile and map Reviews WEA Credit Union 33 Nob Hill Road, Madison, WI, 53713 Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.
(608) 271-5301 Lender's profile and map Reviews Members First Credit Union WI 3401 West Beltline Highway, Madison, WI, 53713 Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.
(309) 245-2441 Lender's profile and map Reviews Farmington Bank 16 N Main St, Farmington, IL, 61531 The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
(608) 266-4750 Lender's profile and map Reviews Madison Credit Union 949 E Washington Avenue, Madison, WI, 53703 Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
(850) 973-2400 Lender's profile and map Reviews Madison County Community Bank 301 E. Base St., Madison, FL, 32341 Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County
(608) 250-3535 Lender's profile and map Reviews Union Federal Savings & Loan 115 W Washington Ave, Madison, WI, 53703 Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.