In 2025, the USDA loan limit for North-Laurel, situated in Howard county, MD, is $430,500. For a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. This tool will help you assess the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in North-Laurel, Howard County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in North-Laurel, MD
At Lendersa®, our aim is to quickly and smoothly secure the best USDA or FHA loan for you. Choose one of the three starting points to pair with lenders and explore USDA loan programs.
A USDA home loan is secured by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
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Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
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