USDA Loan Vs. FHA loan for Scaggsville, MD [Howard County ]

As of 2026, the USDA loan limit in Scaggsville, located in Howard County, MD, is $466,400. Concurrently, the FHA maximum for a single-family home is $632,500.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool assists in determining the income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.

Exploring USDA and FHA Loan Options in Scaggsville, MD

The goal of Lendersa® is to help you access the best USDA or FHA loan quickly and without hassle. Start with one of three strategies to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require none.

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(817) 297-4331 Lender's profile and map Reviews Texas Exchange Bank 109 N Crowley Road, Crowley, TX, 76036 Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
(281) 856-5300 Lender's profile and map Reviews First Community Credit Union Houston PO Box 840129, Houston, TX, 77284 For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
(281) 706-4049 Lender's profile and map Reviews Private Leverage 2000 Crawford Street, Suite 840, Houston, TX, 77288 Private Leverage exists to serve a community of borrowers that exhibit character, yet are underserved by traditional capital markets. We embrace economic empowerment as a solution to many of our client's needs, and look to provide leverage in the form of private lending to assist in their journey.
(346) 200-1232 Lender's profile and map Reviews Quick Lending, LLC 7715 Park Pl Blvd,, Houston, TX, 77087 Are you thinking of taking bridge loans and looking for Hard Money Lenders? If yes, look no further than Quick Lending. They are the best Private Money Lenders that offer 30-year terms on qualifying properties with a tenant in place. Contact us today for more information - https://quicklending.com/
(346) 200-1232 Lender's profile and map Reviews Quick Lending, LLC 7715 Park Pl Blvd, Houston, TX, 77087 We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
(713) 316-9999 Lender's profile and map Reviews Team Financial FCU 2190 North Loop West, Suite 108, Houston, TX, 77018 Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members
(580) 256-3314 Lender's profile and map Reviews The Stock Exchange Bank 1117 Tenth Street, Woodward, OK, 73802 The Stock Exchange Bank is a locally owned and operated financial institution. Established in 1903, the bank offers a wide range of products and services. It provides clients various deposits options, including free checking, regular checking, value plus club, value plus gold, money market checking,
(713) 753-3022 Lender's profile and map Reviews KBR Heritage FCU 601 Jefferson Street, Suite KT-02, Houston, TX, 77002 In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
(713) 755-5160 Lender's profile and map Reviews Harris County Federal Credit Union 1400 Franklin Street, Houston, TX, 77002 Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
(713) 224-6004 Lender's profile and map Reviews Direct Commercial Funding Inc 440 Louisiana Street, 9th Floor, Houston, TX, 77002 Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
(833) 896-6639 Lender's profile and map Reviews Allura Financial 410 Pierce St, Suite 103, Houston, TX, 77002 Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
(281) 665-3448 Lender's profile and map Reviews Wealthstar Mortgage LLC 402 Pierce Street, Suite 110, Houston, TX, 77002 Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.