In 2026, the USDA loan limit for Fulton in the county of Howard, MD, stands at $466,400, while the FHA limit for a single-family home is $632,500.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates. This tool helps to determine income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to secure the optimal USDA or FHA loan for you swiftly and without hassle. Choose from three starting points that lead to matching lenders and suitable USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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