USDA VS FHA in District-Heights, Prince George's County, MD
In 2026, the USDA loan limit in District-Heights, within Prince George's county, MD, is set at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, and ascertain the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help identify the best program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in District-Heights, Prince George's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in District-Heights, MD
Lendersa® aims to quickly secure the optimal USDA or FHA loans for you, without hassle. Select one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan, available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement, offering easier access for qualified homebuyers.
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