USDA VS FHA in Urbana, Frederick County, MD

In 2025, USDA loan limit in Urbana, county of Frederick, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Urbana, county of Frederick, MD

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Urbana, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Leaf Funding Inc.
  • 30 Corporate Park, Suite 203, Irvine, CA, 92606
  • New Leaf Funding Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Commerce Home Mortgage
  • 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606
  • Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital
  • Foothill Federal Credit Union
  • 30 S 1st Ave, Arcadia, CA, 91006
  • Foothill Credit Union is a full service financial institution dedicated to providing its members with exceptional banking products and exceptional service. Foothill specializes in serving employees of specific partner hospitals and school districts as well as over 250+ other employer groups.
  • Kingston Mortgage Corporation
  • 411 East Huntington Drive, Suite 209, Arcadia, CA, 91006
  • Kingston Mortgage provides a special loan service for those who are interested in financing a luxury property. Our Jumbo Loans Program offers services for two different price ranges. The first is for conforming jumbo loans, which provides financing for properties up to $2.5 million
  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
  • HLOANPRO
  • 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
  • HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Target Mortgage Inc.
  • 230 East Foothill Boulevard, Arcadia, CA, 91006
  • Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Pacific Integrated Capital
  • 128 East Huntington Drive, Suite B, Arcadia, CA, 91006
  • Pacific Integrated Capital, has over 40 years of experience in the residential and commercial real estate market. PIC is here to provide commercial brokerage services to clients with properties in the Los Angeles, Orange, Bernardino, Riverside, Ventura, and San Diego counties. We can assist clients with acquisitions
  • Fidelity 1st Funding
  • 67 East Live Oak Avenue, Suite 103, Arcadia, CA, 91006
  • Fidelity 1st Funding was founded in 2005 to fill the void major lenders had in programs, to help clients with low credit scores. Fidelity 1st Funding’s staff have over 10 years’ experience in the mortgage industry.Fidelity 1st Funding has helped hundreds of clients with excellent credit to clients with less than perfect credit obtain new mortgages.
  • Trueline Capital
  • 547 SW 13TH St, Suite 201, Bend, OR, 97702
  • Trueline Capital, LLC is located in Bend, OR, United States and is part of the Other Financial Investment Activities Industry. Trueline Capital, LLC has 9 total employees across all of its locations and generates $502, 918 in sales (USD). (Employees and Sales figures are modelled).