USDA Vs. FHA your options comparison in Urbana, Frederick County, MD
As of 2025, the maximum USDA loan in Urbana, Frederick County, MD, is $776,600, whereas the FHA top limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. It can help you gauge the necessary income, credit, reserves, and required documentation for qualification. Our advanced tool offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the right program in for your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Urbana, Frederick County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Urbana, MD
Lendersa® aims to help you quickly obtain the best USDA or FHA loan, free from hassle. Choose one of several starting points to find matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government's Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.
Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios
Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.
70 South Lake Avenue, 10th Floor, Pasadena, CA, 91101
Trulending Mortgage, a direct lender and full-service home loan solutions company. Founded on a commitment to promote our clients’ long-term financial goals with the highest level of service, integrity and expertise available in the industry. When you’re purchasing a home, there’s a lot going on: emotions, anxiety, excitement, worry, and countless.
West Coast Realty Group is a full-service real estate brokerage firm based in Burbank, CA. We specialize in Short Sale, residential, investment properties such as multifamily, land and note brokerage with services which include buyer and seller representation. We work with financial institutions,
225 South Lake Avenue, Suite 300, Pasadena, CA, 91101
Axium Mortgage provides financing for residential purchases or refinancing of your existing home loan. Axium Mortgage offers a wide variety of mortgage programs: 15-year, 30-year fixed rate mortgages and or adjustable rate loan options; We strive to provide the best possible financing solutions, based on our clients individual needs.
696 East Colorado Boulevard, Suite 205, Pasadena, CA, 91101
Rate One Financial, Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
790 East Colorado Boulevard, 9th Floor, Pasadena, CA, 91101
We believe homeownership strengthens our communities, cities, and country. We understand buying a house is one of the biggest financial decisions in one’s life. We are committed to providing you with white glove service and guiding you throughout the entire loan process from start to finish
105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.
3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
NEXTGEN TEAM REALTY, OR NEXTGEN, is a family owned and operated real estate brokerage founded in Orange County, California, that weaves in the time- tested Golden Rule of Customer Service with a modern touch of cyber deftness. While the new shift in real estate has taken on a digital aspect to keep up with social media trends
