USDA Vs. FHA your options comparison in Urbana, Frederick County, MD
As of 2026, the maximum USDA loan in Urbana, Frederick County, MD, is $776,600, whereas the FHA top limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. It can help you gauge the necessary income, credit, reserves, and required documentation for qualification. Our advanced tool offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the right program in for your financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Urbana, Frederick County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Urbana, MD
Lendersa® aims to help you quickly obtain the best USDA or FHA loan, free from hassle. Choose one of several starting points to find matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government's Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.
ReeseSquared Mortgage you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.
At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream!
We love to give back to the community that gives us so much
At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership
260 Tres Pinos Rd, Suite B-2, Hollister, CA, 95023
Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.
A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience
Richard Vasquez brings over 28 years of experience in real estate, excellent customer service and a commitment to work hard, listen and follow through. He provides quality service to build relationships with clients and more importantly, maintain those relationships by communicating effectively.
Great NorthWest Federal Credit Union was chartered in April 1953 as Schafer Mill Employees Credit Union. When Weyerhaeuser bought out Schafer Mill in 1955, the credit union became known as Twin Harbors W Credit Union. It was a state-chartered credit union serving Weyerhaeuser Company employees and their families.
Bank of the Pacific is a full service community Bank based in Aberdeen, WA with additional regional offices in Long Beach and Bellingham. Our Bank is committed to providing professional, convenient and personalized financial services to the individuals and businesses of Grays Harbor, Pacific, Skagit, Wahkiakum and Whatcom counties.
After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004. With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives.
