USDA Vs. FHA Pro and Con comparison in Linganore, Frederick County, MD
As of 2025, the USDA loan limit in Linganore, within Frederick County, MD, is $776,600. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Linganore, Frederick County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Linganore, MD
The mission of Lendersa® is to swiftly provide you the best USDA or FHA loan without hassle. Begin with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
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