USDA Loan Vs. FHA loan for Winthrop, ME [ best of 2023]

In 2025, USDA loan limit in Winthrop, county of Kennebec, ME is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Winthrop, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 997-7121 2628 miles Lender's profile and map Reviews Oregon Pacific Bank 1365 Hwy 101, Florence, OR, 97439 Established on December 17, 1979 and headquartered in Florence, Oregon, we are proud to have full service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. Staffed by local decision makers, we specialize in offering holistic financial services to our local families and business owners. We are committed to aiding the growth
(619) 825-9560 2628 miles Lender's profile and map Reviews Destiny Six Financial 6904 Federal Boulevard, Lemon Grove, CA, 91945 Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
(541) 957-7777 2628 miles Lender's profile and map Reviews American Home Lending 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471 American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
(541) 672-9000 2628 miles Lender's profile and map Reviews Cascade Community Credit Union 1123 W Harvard Ave, Roseburg, OR, 97471 Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
888 477 0444 2628 miles Lender's profile and map Reviews Gregory M. Russell 245 Carriage Lane, Roseburg, CA, 97471 We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.
(949) 732-4000 2628 miles Lender's profile and map Reviews Partners Bank of California 27201 Puerta Real, Suite 160, Mission Viejo, CA, 92691 Founded by a group of entrepreneurs in 2007, we pride ourselves in being the only business bank headquartered in South Orange County. We understand that business owners don't want a bank — they want a banker — a trusted advisor who can be an extension of their business and the partner they need. This is why we're Partners Bank of California.
(800) 734-3772 2628 miles Lender's profile and map Reviews LoanAction Mortgage Services 24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691 LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.
(949) 900-4600 2628 miles Lender's profile and map Reviews Legacy Home Loans Inc 25950 Acero, Suite 210, Mission Viejo, CA, 92691 At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
(949) 357-3940 2628 miles Lender's profile and map Reviews Consumer Direct Home Loans 25209 Terreno Drive, Mission Viejo, CA, 92691 At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(949) 367-1317 2628 miles Lender's profile and map Reviews South Coast Funding Group 26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691 At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(714) 272-0104 2628 miles Lender's profile and map Reviews Open House Funding 26842 Via Matador, Mission Viejo, CA, 92691 Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.