USDA Vs. FHA Pro and Con comparison in Winthrop, Kennebec County, ME
In the year 2025, the USDA loan limit in Winthrop, located in Kennebec county, ME, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's USDA versus FHA optimal rates, and understand the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in for your specific financial context.
2025 Loan Limits and Down Payment Requirements in Winthrop, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Winthrop, ME
The Lendersa® objective is to efficiently connect you with the most suitable USDA or FHA loan solutions without hassle. Choose one of three starting options to find lenders and matching USDA loan programs.
A USDA home loan is backed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, the USDA loan does not require any down payment.
Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call.
Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga.
Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress
CC Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.
CBC Federal Credit Union was established in March of 1952 by a small group of civilian employees working as civil engineers at the Construction Battalion Center (CBC) in Port Hueneme, California, to serve the savings and borrowing needs of the civil employees on base. They applied for and received approval for a Federal Credit Union charter.
183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036
Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.
300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036
Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.
300 E. Esplanade Drive, 9th Floor, Oxnard, CA, 93036
Westchester Financial offers comprehensive consultation to the homeowner or future homebuyer to ensure that, when the ideal conditions exist, you will be positioned to secure the best possible loan program to fit your unique needs Westchester Financial offers comprehensive consultation to the homeowner or future homebuyer.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Dream Home Real Estate & Home Loans is a revolutionary innovator in the real estate industry. We have the Fastest Response Time and our Broker has been Voted The Best Real Estate Agent in Tracy by Tracy Press Readers 3 Years in a Row for 2012, 2013 and 2014. We strive to provide you with a pleasant and stress free Real Estate Transaction.
CRM Funding is based in Ventura, California and has provided mobile and manufactured home financing throughout California since 1991. At CRM Funding, we offer financing for the purchase or refinance of double wide homes 1970 and newer, with exception made for well maintained older homes.
Specializing in the unique Ventura County real estate market. You have found your Realtor resource for buying and selling your next home. With expertise in Ventura County real estate for both purchasing and listing properties, all of your real estate needs can be handled. Whether you are looking for a property
