In 2025, the USDA loan cap in Bar-Harbor, Hancock, ME is $285,000. The FHA limit for a single-family home is $356,362.
Lendersa® USDA loan calculator helps compare USDA and FHA rates, determining income, credit, reserves, and documents needed for qualification. Our tool shows USDA, FHA, Conforming, and VA options side by side, guiding your program choice in based on financial needs.
2025 Loan Limits and Down Payment Requirements in Bar-Harbor, Hancock, ME
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bar-Harbor, ME
Lendersa® aims to provide swift access to optimal USDA or FHA loans. Start with any of three options to match with lenders and find USDA loan programs quickly.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage and is tailored for rural areas, without the 3.5% minimum down payment that FHA loans require.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
Milton Savings Bank provides high-quality products and services and is pleased to be the premier community bank in the communities we serve. We are proud to have the financial strength and commitment to meet the needs of our community as we have done in the past and will continue to do today and tomorrow.
Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.
The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.