USDA and FHA Pro and Con in Ellsworth, Hancock County, ME
For 2025, the USDA loan limit in Ellsworth, Hancock county, ME, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates today between USDA and FHA, and determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Ellsworth, Hancock County, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ellsworth, ME
Lendersa® is committed to finding you the ideal USDA or FHA loan promptly, without any hassle. Choose one of three starting pathways that connect you with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
16508 Southeast 24th Street, Suite 102, Vancouver, WA, 98683
Cascade Home Loans Helping others to buy, sell and finance real estate is what drives us and dealing with the challenges along the way. Today there is no shortage of challenges and we believe the constant changes are what keep us excited about this industry. Sure, it would nice if everything was easier but hard things tend to be the better.
1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.
Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.
7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662
Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.
NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
