USDA Vs. FHA Pro and Con comparison in Berwick, York County, ME
For the year 2025, in Berwick, located in the county of York, ME, the USDA loan limit is set at $370,700 for a single-family residence, whereas the FHA limit is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most suitable option for your financial needs in .
Loan limits & down payment requirements for 2025 in Berwick, York, ME
Loan Type
Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Berwick, ME
At Lendersa®, our mission is securing the ideal USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with lenders and the loan programs they offer.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It is limited to rural areas only. Unlike FHA loans which mandate a minimum of 3.5% as a down payment, the USDA loan doesn't require any down payment.
First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
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