For the year 2026, in Berwick, located in the county of York, ME, the USDA loan limit is set at $370,700 for a single-family residence, whereas the FHA limit is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most suitable option for your financial needs in
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| Loan Type | Limit | Down Payment |
| USDA | $370,700 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is securing the ideal USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with lenders and the loan programs they offer.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It is limited to rural areas only. Unlike FHA loans which mandate a minimum of 3.5% as a down payment, the USDA loan doesn't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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