USDA Vs. FHA Pro and Con comparison in Berwick, York County, ME
For the year 2025, in Berwick, located in the county of York, ME, the USDA loan limit is set at $370,700 for a single-family residence, whereas the FHA limit is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most suitable option for your financial needs in .
Loan limits & down payment requirements for 2025 in Berwick, York, ME
Loan Type
Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Berwick, ME
At Lendersa®, our mission is securing the ideal USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with lenders and the loan programs they offer.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It is limited to rural areas only. Unlike FHA loans which mandate a minimum of 3.5% as a down payment, the USDA loan doesn't require any down payment.
301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
1501 South Memorial Highway, Suite 102, Shavertown, PA, 18708
Back Mountain Federal Credit Union of Shavertown, Pennsylvania has been in service since 1974. We offer prompt, friendly, and courteous service to its members. We have a history of offering very attractive rates due to low overhead and strong expense controls. Our Board of Directors and all committee members are unpaid (volunteer).
Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
52 South Memorial Highway, Suite 8, Shavertown, PA, 18708
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
Northampton Area School District Employees Credit Union
2014 Laubach Avenue, Northampton, PA, 18067
A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
