USDA Vs. FHA your options comparison in South-Berwick, York County, ME
In the year 2025, the USDA loan ceiling in South-Berwick, within the county of York, ME, is $322,900, whereas the FHA limit for a single-family dwelling is $403,650.
Utilize the Lendersa® USDA loan calculator to analyze the most favorable rates available today between USDA and FHA loans. Determine the specific income, credit score, reserves, and documentation required to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding you in identifying which option in aligns best with your financial requirements.
2025 Loan Limits and Down Payment Requirements in South-Berwick, York County, ME
Loan Type
Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in South-Berwick, ME
The primary goal of Lendersa® is to efficiently provide you with the most suitable USDA or FHA loan options, without unnecessary delays. Choose from three starting points to connect with lenders, aligning you with available USDA loan offers.
The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans demand no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help
555 New Jersey Avenue NW, Suite 100, Washington, DC, 20001
The mission of the AFL-CIO Employees Federal Credit Union is to be the primary financial institution for union members and their families, providing quality products and member service, consistent with the values of the labor movement As a credit union, we exist solely to serve the financial needs of our membership.
455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
3059 Mount Pleasant Street NW, Washington, DC, 20009
DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.
First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.
Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.
Fannie Mae serves the people who house America. We are a leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets at all times. Our financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans. We also help make possible the popular 30-year, fixe
1319 F Street NW, Suite 500, Washington, DC, 20004
Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
Verus is a mortgage investor filling the credit void in today’s mortgage market. Verus acquires responsible non-agency mortgage loans from correspondents. Acquisition programs are designed to address the issues limiting a borrowers’ access to credit through common sense underwriting. All programs focus on the borrowers’ ability to repay.
6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
