USDA Vs. FHA Pro and Con comparison in South-Berwick, York County, ME
In the year 2025, the USDA loan ceiling in South-Berwick, within the county of York, ME, is $322,900, whereas the FHA limit for a single-family dwelling is $403,650.
Utilize the Lendersa® USDA loan calculator to analyze the most favorable rates available today between USDA and FHA loans. Determine the specific income, credit score, reserves, and documentation required to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding you in identifying which option in aligns best with your financial requirements.
2025 Loan Limits and Down Payment Requirements in South-Berwick, York County, ME
Loan Type
Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in South-Berwick, ME
The primary goal of Lendersa® is to efficiently provide you with the most suitable USDA or FHA loan options, without unnecessary delays. Choose from three starting points to connect with lenders, aligning you with available USDA loan offers.
The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans demand no down payment at all.
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