For 2025, the specified USDA loan limit in Calais, located in Washington county, ME, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA against FHA loans today, helping you determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, making it easier to select the best program for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in Calais, Washington, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Calais, ME
The mission of Lendersa® is to ensure you secure the best USDA or FHA loan quickly and easily. Choose from one of three initial pathways that connect you to matching lenders and USDA loan options.
The USDA home loan, endorsed by the Department of Agriculture and sometimes called the USDA rural development loan or USDA mortgage, is available exclusively in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment at all.
America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
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Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
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153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
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204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.
4500 Valleydale Road, Suite F, Birmingham, AL, 35242
Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
