USDA Vs. FHA your options comparison in Camden, Knox County, ME

In 2025, the USDA loan limit for Camden, located in Knox county, ME, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates and identify the income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you determine which program in fits best with your financial situation.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Camden, Knox, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Camden, ME

The goal of Lendersa® is to quickly connect you to the most suitable USDA or FHA loans with ease. Choose one of three starting options to find lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is designated for rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Creative Lending Corporation
  • 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109
  • Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.
  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.
  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109
  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.
  • Legacy Mortgage
  • 6725 Academy Rd NE, Albuquerque, NM, 87109
  • We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage
  • On Q Financial
  • 100 Sun Ave NE, Suite 650, Albuquerque, NM, 87109
  • On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.
  • Vision Mortgage Group
  • 4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109
  • Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying
  • Infiniti Mortgage, LLC
  • 4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109
  • Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust
  • Century Bank
  • 8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
  • Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank. Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management