USDA Vs. FHA Pro and Con comparison in Rockport, Knox County, ME

In 2025, the USDA loan limit for Rockport, Knox county, ME is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA best rates, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Rockport, Knox, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Rockport, ME

Lendersa® aims to quickly provide you with the best USDA or FHA loans without hassle. Choose one of three starting paths that match you with lenders and USDA loan programs.

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What is a USDA Loan in ME?

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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