USDA and FHA Pro and Con in Waldoboro, Lincoln County, ME
In 2026, the USDA loan limit in Waldoboro, located in Lincoln county, ME, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's USDA versus FHA rates to discern the best offers available. It assists in determining the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA products side by side, helping you decide which program in best fits your unique financial situation.
Loan Limits and Down Payment Requirements for 2026 in Waldoboro, Lincoln, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Waldoboro, ME
The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loans with minimal hassle. Select one of three starting paths that lead to matching lenders and loan options.
A USDA home loan, backed by the government through the Department of Agriculture, also called a USDA rural development loan or mortgage, is suited for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.
Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
Maine State Credit Union is devoted to improving our members' financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
First Federal Savings and Loan Association of Bath
125 Front St, Bath, ME, 04530
Lends in Maine
Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
