USDA VS FHA in Rockland, Knox County, ME

For the year 2025, in Rockland, which is within Knox county, ME, the USDA loan limit is set at $336,500. On the other hand, the limit for an FHA loan applicable for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA best rates. By doing so, you can ascertain the necessary income, credit score standards, reserve amounts, and required documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to determine which program in aligns best with your financial circumstances.

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2025 Loan Limits and Down Payment Criteria in Rockland, Knox County, ME

Loan Category Loan Maximum Down Payment Req.
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Rockland, ME

Lendersa® is committed to helping you streamline getting the ultimate USDA loan or FHA loan efficiently and effortlessly. Choose among three starting options designed to connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan is a government-backed loan administered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
  • Damen Capital Fund
  • 8 The Green, Dover, DE, 19901
  • ### Vacant Land Financing with Damen Capital Fund #### Expertise-Driven Leadership Damen Capital Fund is a direct lender specializing in 7 day closings on vacant land. #### Personalized Approach We prioritize tailor-made solutions to meet unique investor needs. ### Join Us Experience insightful guidance and secure your financial futu
  • Future Lending
  • 614 N Dupont Hwy, Dover, DE, 19901
  • Discover unparalleled financing solutions with Future Lending, the premier mortgage brokerage for real estate investors. Specializing in tailored business-purpose loans, we empower your investments through expert fix-and-flip funding, streamlined rental acquisitions, and efficient cash-out refinances. Trust Future Lending to accelerate your growth
  • Keystone Funding
  • 519 S. Red Haven Lane, Dover, DE, 19901
  • Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
  • 1st Capitol Mortgage, Inc.
  • 9 East Loockerman Street, Suite 207, Dover, DE, 19901
  • 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
  • Akron Employees Federal Credit Union
  • 4977 North Ayers Road, Akron, NY, 14001
  • Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service