USDA Vs. FHA Pro and Con comparison in Rockland, Knox County, ME
For the year 2025, in Rockland, which is within Knox county, ME, the USDA loan limit is set at $336,500. On the other hand, the limit for an FHA loan applicable for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA best rates. By doing so, you can ascertain the necessary income, credit score standards, reserve amounts, and required documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to determine which program in aligns best with your financial circumstances.
2025 Loan Limits and Down Payment Criteria in Rockland, Knox County, ME
Loan Category
Loan Maximum
Down Payment Req.
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Rockland, ME
Lendersa® is committed to helping you streamline getting the ultimate USDA loan or FHA loan efficiently and effortlessly. Choose among three starting options designed to connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed loan administered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
TruCommunity Bank is the new, shared name of three banks in McLean County, North Dakota — Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank has roots going back to 1919. We’re stronger and more efficient together, and ready for the future too. It’s Community banking at its best.
Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.
Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
Peoples State Bank has been providing ag and commercial lending services for over 100 years. Based in Velva, the bank expanded to include a branch in Minot in 2009. The team at Peoples State Bank is committed to helping those in our communities succeed. We’re local and we want our communities to grow as much as you do. With everything from checking
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First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working
502 North Merchant Street, Belle Plaine, KS, 67013
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
