USDA Vs. FHA Pro and Con comparison in Belfast, Waldo County, ME
In Belfast within Waldo, ME, for 2025, the USDA loan limit stands at $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess current USDA rates versus FHA rates. This tool helps you evaluate the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in that suits your financial needs.
Loan Limits and Down Payment Requirements in Belfast, Waldo, ME for 2025
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Belfast, ME
Lendersa® strives to connect you seamlessly with the best USDA or FHA loan options. Begin with one of three available paths to discover matched lenders and their USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, known as a USDA rural development loan or mortgage, applicable to rural areas only. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans have no down payment requirement.
Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.
28202 Cabot Road, Suite 378, Laguna Niguel, CA, 92677
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
23807 Aliso Creek Road, Suite 210, Laguna Niguel, CA, 92677
Mortgage Grader is an excellent source to find and fund your next home loan. Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field. Jeff, along with his expert team of friendly Loan Officers
27651 La Paz Road, Suite 200, Laguna Niguel, CA, 92677
Purpose Funding is a premium mortgage brokerage dedicated to providing affordable home loans for customers with various types of credit history. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the best & lowest rates available.
28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Prominent Mortgage Lending Inc. proudly serves all of California. Unlike traditional mortgage bankers, Prominent Mortgage Lending makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs.
30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
