In Belfast within Waldo, ME, for 2026, the USDA loan limit stands at $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess current USDA rates versus FHA rates. This tool helps you evaluate the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in that suits your financial needs.
Loan Limits and Down Payment Requirements in Belfast, Waldo, ME for 2026
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Belfast, ME
Lendersa® strives to connect you seamlessly with the best USDA or FHA loan options. Begin with one of three available paths to discover matched lenders and their USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, known as a USDA rural development loan or mortgage, applicable to rural areas only. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans have no down payment requirement.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service. SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
The Credit Union was officially founded March 30th, 1972 as the Vienna Correctional Center Credit Union. The name was changed in 2008 to the River to River Credit Union. The credit union was organized for employees working at the Vienna Correctional Center to have a place to save and borrow money.
We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.
22 South Tallahassee Street, Hazlehurst, GA, 31539
At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.
They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
Coweta Cities & County Employees Federal Credit Union
43 Jefferson Parkway, Newnan, GA, 30263
Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
