USDA VS FHA in Belfast, Waldo County, ME

In Belfast within Waldo, ME, for 2025, the USDA loan limit stands at $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current USDA rates versus FHA rates. This tool helps you evaluate the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in that suits your financial needs.

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Loan Limits and Down Payment Requirements in Belfast, Waldo, ME for 2025

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Belfast, ME

Lendersa® strives to connect you seamlessly with the best USDA or FHA loan options. Begin with one of three available paths to discover matched lenders and their USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in ME

A USDA home loan is a government-backed loan from the Department of Agriculture, known as a USDA rural development loan or mortgage, applicable to rural areas only. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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