USDA Vs. FHA Pro and Con comparison in Gray, Cumberland County, ME
For 2025, the USDA loan limit in Gray, Cumberland county, ME, is set at $370,700, whereas the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates today between USDA and FHA, and determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Gray, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Gray, ME
Lendersa® is committed to finding you the ideal USDA or FHA loan promptly, without any hassle. Choose one of three starting pathways that connect you with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
1801 Park Court Place, Unit G, Suite 100, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
"Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on.
Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.
28202 Cabot Road, Suite 378, Laguna Niguel, CA, 92677
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
319 South Main Street, Suite A, Santa Ana, CA, 92701
Doc My Mortgage is a veteran owned business. We strive to deliver the service our borrowers deserve by providing them with the best lending experience. Our skills in leadership and valued integrity add tremendous value to our team. We have a long career in Mortgage Lending. Our Seniority in the Lending industry.
