USDA and FHA Pro and Con in Raymond, Cumberland County, ME
In 2025, the USDA loan limit within Raymond, located in Cumberland county, ME is set at $370,700. In contrast, the FHA limit for a single-family home is $506,000.
Employ the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and assess the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Raymond, Cumberland, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Raymond, ME
Lendersa® aims to efficiently connect you with the best USDA or FHA loans available, free of hassle. Choose from three available paths to find matched lenders and USDA loan programs suitable for you.
A USDA home loan, guaranteed by the government through the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is intended for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan does not demand any down payment.
9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.
Whether you are first time home buyer, purchasing your dream home, refinancing.
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
"Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide.
First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
12123 Heritage Park Circle, Silver Spring, MD, 20906
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.
6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.
Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
