During 2025, the USDA loan cap in Poland, within Androscoggin, ME, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, and learn the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA side by side, guiding you in deciding which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Poland, Androscoggin, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Poland, ME
Lendersa® strives to quickly offer you the best USDA or FHA loans without hassle. Choose one of three starting points to find matched lenders and USDA loan offerings.
A USDA home loan, backed by the government via the Department of Agriculture and known as a USDA rural development loan or mortgage, is intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
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