USDA Vs. FHA Pro and Con comparison in Greene, Androscoggin County, ME

In 2026, the USDA loan limit in Greene, located in Androscoggin, ME, is set at $336,500. In contrast, the FHA limit for a single-family home amounts to $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best fits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Greene, Androscoggin, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greene, ME

Lendersa® aims to deliver the best USDA or FHA loan options quickly and seamlessly. Choose from three starting paths to locate matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan is guaranteed by the government through the Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is specifically available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Leeward Point Mortgage LLC
  • 215 East Bay Street, Suite 403-F, Charleston, SC, 29401
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Ivy Asset Group, LLC
  • 170 Meeting Street, Suite 501, Charleston, SC, 29401
  • Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.

  • Oconee Federal Savings and Loan
  • 115 East North Second Street, Seneca, SC, 29678
  • OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is the continuation and outgrowth of the Seneca Building and Loan Association, which was chartered by the State of South Carolina in February 1924.In 1958, we changed our name to OCONEE SAVINGS AND LOAN ASSOCIATION when our first branch office was opened in Walhalla.

  • Latitude 32® Credit Union
  • 1845 Sam Rittenberg Boulevard, Charleston, SC, 29407
  • Latitude 32™ opened its doors as Charleston Area Federal Credit Union in September 1952. It was founded by federal civil service employees in Charleston who were searching for a better way to protect their savings and provide low-cost loans to fellow employees. The idea was so successful that it spread and the credit union.

  • ABD MORTGAGE CO., LLC
  • 852 Orleans Road, Suite 203, Charleston, SC, 29407
  • We have been serving homeowners and homebuyers in the Lowcountry since 2002. Our loan officers have a wide range of experience in working with homebuyer's and homeowners to find the loan that best meets your needs. Jeff has been working as a mortgage loan officer since 2005. Jeff has worked with FHA, VA, Fannie Mae, USDA and Freddie Mac loans.

  • Princeton Mortgage
  • 1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
  • Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old

  • People’s Bank and Trust Company of Pickett County
  • 19 Courthouse Square, Byrdstown, TN, 38549
  • People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two

  • Northern Illinois Federal Credit Union
  • 817 W Lincoln Highway, Suite E, Dekalb, IL, 60115
  • The Northern Illinois Federal Credit Union is a financial cooperative owned, operated & controlled by its members. We exist to encourage & provide financially sound and responsible savings, loans and needed services to our members.

    Through the years, our board of directors have continually taken steps to improve the credit union for our member