USDA Vs. FHA your options comparison in Sabattus, Androscoggin County, ME

In the year 2025, the USDA loan limit in Sabattus, located in Androscoggin county, ME is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the current best rates for USDA vs. FHA and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you determine which program in is most suitable for your particular financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Sabattus, Androscoggin, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sabattus, ME

The objective of Lendersa® is to offer you the best USDA or FHA loans quickly, without any hassle. Choose one of the three starting points to find matching lenders and explore USDA loan programs.

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What Defines a USDA Loan in ME?

A USDA home loan, secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Western Rockies Federal Credit Union
  • 2302 North Avenue, Grand Junction, CO, 81501
  • As a financial cooperative, the best interests of our members and community have always been at the forefront of our business. From our humble beginnings, Western Rockies has become one of the largest local financial institutions serving Colorado’s Western Slope. Today, Western Rockies FCU has 13,600 members and locations in Grand Junction, Rifle.
  • Rio Grande Federal Credit Union
  • 760 Rood Avenue, Grand Junction, CO, 81501
  • Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
  • Coloramo Federal Credit Union
  • 516 28 Road, Grand Junction, CO, 81501
  • Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
  • W.C. Mortgage Inc.
  • 803 White Avenue, Grand Junction, CO, 81501
  • At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
  • Manhattan Bank
  • 124 S Broadway, Manhattan, MT, 59741
  • Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
  • NAFT Federal Credit Union
  • 901 N Veterans Boulevard, Pharr, TX, 78577
  • In 1956 P-SJ-A Federal Credit Union was formed to provide a savings and loan program to employees of the Pharr-San Juan-Alamo Independent School District. In 1994 we changed our name to NAFT (Neighbors and Families Together) Federal Credit Union and opened our field of membership to better serve low-income designated areas.
  • Highway District 21 Federal Credit Union
  • 600 W Ferguson Street, Pharr, TX, 78577
  • At Highway District 21 Federal Credit Union, we are committed to providing you with the highest-quality financial services possible. It is our goal to encourage thriftiness, impose the value of savings, and spread the wise use of credit among our qualifying members. Whether you apply for a vehicle loan, our credit union is here to serve you.
  • Holiday Finance Corporation
  • 1101 N. Cage, Suite C-2, Pharr, TX, 78577
  • Holiday Finance Corporation (HFC) offers personal loans of up to $1340 Receive immediate attention when you apply online for an installment loan from Holiday Finance Corporation in South Texas. We offer unsecured personal loans—a lending alternative that’s easy and convenient for borrowers.