In 2026, the USDA loan limit in Lewiston, situated in Androscoggin county, ME, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to juxtapose today’s most advantageous USDA versus FHA rates. This tool will help you ascertain the required income, credit score, financial reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most appropriate program in
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| Type of Loan | Maximum Loan | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim at Lendersa® is to swiftly and conveniently secure the very best USDA or FHA loan for you. Choose one of three entry points to find matching lenders and compatible USDA loan programs.
A USDA home loan is financed by the Department of Agriculture, also called a USDA rural development loan or a USDA mortgage. It is designed for properties in rural areas exclusively. FHA loans require a minimum down payment of 3.5%, contrasting with USDA mortgages which demand no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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