USDA VS FHA in Turner, Androscoggin County, ME

In 2026, the USDA loan limit for Turner, located in Androscoggin county, ME, is $336,500, while the FHA cap for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate current USDA versus FHA rates, and determine the income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in best suits your financial situation.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Turner, Androscoggin, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Turner, ME

The goal of Lendersa® is to seamlessly connect you with the most suitable USDA or FHA loans quickly. Start with one of three options to find lenders and matching USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in ME

A USDA home loan, backed by the Department of Agriculture, is otherwise known as the USDA rural development loan or mortgage, available solely in rural areas. It differs from FHA loans, which require at least a 3.5% down payment, by not requiring any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Turner Lenders

  • Monmouth Federal Credit Union
  • 1176 Main Street, Monmouth, ME, 04259
  • Lends in Maine
  • Monmouth Federal Credit Union, a branch of Great Falls Regional Federal Credit Union is a member owned credit union. We service members throughout Androscoggin County Monmouth, and Litchfield. We are continually working to bring new products & services to you, our members! We invest in our communities with a variety of events and fundraisers.

  • Dirigo Federal Credit Union
  • 20 Washington Street, Auburn, ME, 04210
  • Lends in Maine
  • Dirigo Federal Credit Union services members in the greater Lewiston/Auburn area including Mechanic Falls & South Paris and has for over 60 years!
    Dirigo FCU proudly serves the counties of Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and York.

  • East Coast Mortgage Group
  • 316 Center Street, Auburn, ME, 04210
  • Lends in Maine
  • East Coast Mortgage Group is a mortgage broker that is located in Auburn, Maine that offers the best rates, terms and fast closings throughout the State of Maine. Since 2007, East Coast Mortgage Group has been a mortgage company that has excelled to meet the needs of Maine communities within Lewiston, ME, Auburn, ME and Portland

  • T&M Commercial Funding
  • 259 Minot Ave, Auburn, ME, 04210
  • Lends in Maine
  • T&M Commercial Funding provides equity based lending on all property types. We cater to Investors, brokers, Corporations and sub-prime money borrowers who do not meet the stringent requirements set forth by conventional lenders and banks. Our excellent reputation as a Direct Hard Money Lender has been built on our ability to provide fast financing

  • Sabattus Regional Credit Union
  • 2 Middle Road, Sabattus, ME, 04280
  • Lends in Maine
  • Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.

  • Community Credit Union Maine
  • 144 Pine Street, Lewiston, ME, 04240
  • Lends in Maine
  • Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.

  • Milestones Federal Credit Union
  • 291 Pine Street, Lewiston, ME, 04240
  • Lends in Maine
  • Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.

  • Maine Family Federal Credit Union
  • 555 Sabattus Street, Lewiston, ME, 04240
  • Lends in Maine
  • Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.

  • Lewiston Municipal Federal Credit Union
  • 291 Pine St, Lewiston, ME, 04240
  • Lends in Maine
  • Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.