USDA VS FHA in Mechanic-Falls, Androscoggin County, ME
In 2025, the USDA loan limit in Mechanic-Falls, within Androscoggin county, ME, is $285,000. Comparatively, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans. This tool helps determine the income, credit, and reserves needed, as well as the documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, making it easier to decide on the best program for your particular financial needs in .
2025 Loan Limits and Down Payment Requirements in Mechanic-Falls, Androscoggin, ME
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mechanic-Falls, ME
Lendersa®'s primary goal is to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points that connect you to matching lenders and available USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is offered exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.
Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022.
The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
2583 Blue Grass Valley Road, Blue Grass, VA, 24413
With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.
We take pride in providing our customers with a level of sincerity and service unlike any other.
Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,
159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.
DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
Our mortgage team members will give you the personal service you deserve & treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity.So we make a commitment to you: we will help you qualify, apply & be approved for perfect mortgage loan for you.
Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
