USDA Vs. FHA your options comparison in Portland, Cumberland County, ME
In 2025, USDA loan limit in Portland, county of Cumberland, ME is $370,700 while FHA limit is $506,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Portland, county of Cumberland, ME
Loan Type
Loan Limit
Down payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Portland, ME
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
New England First Option Mortgage Corporation based in Burlington, MA just twenty minutes outside of Boston, is a premiere mortgage company servicing all of Massachusetts. NEFOMC is focused on you the customer! Whether you have great credit or poor credit it is our mission to customize your loan to meet and exceed your personal needs.
Middlesex Mortgage Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Winchester Savings Bank is an equal opportunity employer, and all qualified job applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
Our mission is to offer to our members a pleasant experience while providing them access to the financial services that meet their changing needs.In the spirit of that Mission Statement, the Chelsea Employees Federal Credit Union is proud to offer our members access to Home Financial Services through this web site.
Boston Mortgage Services, LLC (BMS, LLC) was initiated in 2016. Founder and owner, Elba Rojas, has been in the mortgage and banking industry since the year 1993. Our business model is to ease the process of home purchasing for our clients. We are very happy to be here and serve you the best food possible.
Founded in 1926 and headquartered in Chelsea, Metro is a cooperative financial institution, owned and controlled by the members who use and benefit from our products and services. Since 1926, Metro Credit Union has been providing financial services to more than 200, 000 members in our communities throughout Massachusetts.
Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.
MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home
