In the year 2026, the USDA loan limit for a single-family home in Portland, located in the county of Cumberland in ME, is set at $370,700. Concurrently, the FHA loan limit is $506,000.
To compare today's top USDA and FHA rates, consider using the Lendersa® USDA loan calculator. It helps you determine the qualifying requirements such as income, credit, reserves, and necessary documents. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, providing valuable insights into which program in best suits your financial needs.
Learn about the 2026 loan limits and down payment necessities in Portland, Cumberland county, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Portland, ME
At Lendersa®, our mission is to promptly connect you with the most beneficial USDA or FHA loan options, minimizing hassle. Begin with one of three pathways to match with lenders and USDA loan programs tailored to your needs.
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