In 2025, the USDA loan cap in Falmouth, Cumberland County, ME, stands at $370,700, while the FHA cap for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and comprehend the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision to select the best program for your specific financial status in .
2025 Loan Limits and Down Payment Requirements in Falmouth, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Falmouth, ME
The mission of Lendersa® is to quickly secure the best USDA or FHA loan without stress. Begin by choosing one of three initial options, connecting you with lenders for USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture—or USDA rural development loan—is designed for rural areas only. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment at all.
"We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
Family owned and operated with over 20 years experience.
Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"
Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.
Eglin Federal Credit Union has nine branches serving members in and around Okaloosa, Santa Rosa & Walton counties. The Credit Union serves active duty, retired military & local honorably discharged veterans; local civil service employees; employees of many area businesses; members living within our geographic field of membership; & their families.
Our goal is to create long term relationships with our clients. As a long standing hard money lender in Tampa, Florida, our track record speaks for itself: many satisfied and successful clients.We also provide free consulting services to our customers.When it comes to hard money lending in Tampa, Birchwood is the easiest and cheapest to work with.
We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.
Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.
4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
"We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
