USDA Loan Vs. FHA loan for Cape-Elizabeth, ME 2025

For the year 2025, the USDA loan cap within Cape-Elizabeth situated in Cumberland of ME amounts to $322,900, whereas for a single-family home, the FHA cap is set at $403,650.

Employ Lendersa® USDA loan calculator to distinguish between the top rates of USDA and FHA loans available today. The tool helps identify the income, credit, reserves, and documentation necessary for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side to assist in choosing the most suitable loan program in for your specific financial needs.

USDA and FHA Loan Programs Available in Cape-Elizabeth, ME

The mission of Lendersa® is to expedite the process of securing the premium USDA or FHA loan effortlessly. Choose one of three starting pathways that connect you with lenders and participating USDA loan programs.

Results from Lendersa USDA loan request and matching process

Understanding USDA Loans in ME

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. It is available exclusively in rural communities. While FHA loans require a down payment of no less than 3.5%, USDA loans necessitate no down payment at all.

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(434) 964-2001 Lender's profile and map Reviews UVA Community Credit Union 3300 Berkmar Dr, Charlottesville, VA, 22901 The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
(434) 293-5200 Lender's profile and map Reviews Mahone Mortgage LLC 685 Berkmar Court, Charlottesville, VA, 22901 Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
(434) 975-5626 Lender's profile and map Reviews Crown Mortgage 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901 We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
(440) 266-2200 Lender's profile and map Reviews Cardinal Credit Union 8500 Westport Drive, Mentor, OH, 44060 Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
(440) 585-5626 Lender's profile and map Reviews Union Capital Mortgage 7676 Reynolds Road, Mentor, OH, 44060 At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
(740) 264-1402 Lender's profile and map Reviews Valley One Community Federal Credit Union 2990 Johnson Road, Steubenville, OH, 43952 Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(434) 817-8621 Lender's profile and map Reviews Virginia National Bank 222 E Main Sstreet, Charlottesville, VA, 22902 Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
(434) 325-7229 Lender's profile and map Reviews All Credits Mortgage 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902 All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
(804) 302-4858 Lender's profile and map Reviews New Horizon Bank, National Association 1870 Stoneridge Commerce, Powhatan, VA, 23139 New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
(440) 942-6981 Lender's profile and map Reviews WES Credit Union 38024 Second Street, Willoughby, OH, 44094 WES Credit Union received a state charter in 1954. The mission of the WES Credit Union is to provide the best service and the best rates possible to our members while maintaining a sound financial institution. WES Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standard
(804) 938-4888 Lender's profile and map Reviews Dominion Capital Funding, LLC 16319 Fox Creek Forest Drive, Moseley, VA, 23120 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
(804) 526-6708 Lender's profile and map Reviews Virginia State University Federal Credit Union 3401 Boisseau Street, Petersburg, VA, 23803 In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.