USDA Loan Vs. FHA loan for Scarborough, ME [ best of 2023]

In 2025, USDA loan limit in Scarborough, county of Cumberland, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Scarborough, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

888 833 0381 99 miles Lender's profile and map Reviews Grand Coast Capital Group 1515 Hancock Street Suite 404, Quincy, MA, 02169 Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
(617) 472-2000 99 miles Lender's profile and map Reviews The Grossman Companies, Inc. 859 WILLARD STREET SUITE 501, Quincy, MA, 02169 First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
(617) 325-1999 99 miles Lender's profile and map Reviews Energy Credit Union 156 Spring Street, West Roxbury, MA, 02132 At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
(617) 325-1111 99 miles Lender's profile and map Reviews NorthEast Mortgage Associates Inc 1996 Centre Street, West Roxbury, MA, 02132 At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
(781) 389-4060 99 miles Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 99 miles Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
(617) 951-2600 99 miles Lender's profile and map Reviews Fantini & Gorga LLC 197 First Avenue, Needham Heights, MA, 02494 Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
(617) 928-1900 99 miles Lender's profile and map Reviews Atlas Mortgage 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494 We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
(800) 439-7781 100 miles Lender's profile and map Reviews NH Community Federal Credit Union 98 Charlestown Road, Claremont, NH, 03743 The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County. The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident
(603) 542-7711 100 miles Lender's profile and map Reviews Claremont Savings Bank 145 Broad Street, Claremont, NH, 03743 Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.