In 2025, the USDA loan cap in Scarborough, Cumberland County, ME is $370,700, whereas the FHA ceiling is $506,000 for a single-family dwelling.
By using the Lendersa® USDA loan calculator, you can compare today’s USDA against FHA premium rates and evaluate the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Scarborough, Cumberland, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Scarborough, ME
Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and with ease. Start from one of three pathways, each leading to compatible lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage offers zero down payment.
At Elysian Bank we know you by name and provide fast, friendly service. We are a full service Minnesota bank providing the best in small town friendly atmosphere with professional banking services. When you bank with us, you’re doing business with people you know and trust. nd because we’re a local, independent bank, we’re able to respond quickly.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
This bank is dedicated to providing superior customer service. The Minnesota Lakes Bank ownership prides itself on being industry-leading. We embrace new technology and delivery methods, and we are excited to bring our more than 100 years of banking experience to bear in new markets where we have a connection and history.
Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
