USDA Vs. FHA your options comparison in South-Portland, Cumberland County, ME
In 2025, the USDA loan limit for South-Portland, in the county of Cumberland, ME, is $322,900. Concurrently, the FHA limit for a single-family residence is $403,650.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. This comparison will help you ascertain the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, assisting you in choosing the ideal program in to suit your financial perspective.
Review 2025 loan limits and down payment criteria in South-Portland, Cumberland county, ME
Loan Type
Loan Limit
Down Payment Percentage
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Diverse USDA and FHA Loan Alternatives in South-Portland, ME
Lendersa® aims to secure the most favorable USDA or FHA loan for you quickly and without difficulty. Start by choosing one of the three options that align you with appropriate lenders and USDA loan plans.
A USDA home loan, secured through the government Department of Agriculture, is often referred to as either a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. While FHA loans necessitate a minimum 3.5% down payment, the USDA option demands no down payment at all.
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WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.
Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.
213 West Third Avenue, Suite 208, Warren, PA, 16365
Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union serves multiple member groups, but primarily serves fabricated metals employees.
Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
FERKO Maryland Federal Credit Union was established in 1955 to meet the financial needs of employees of the Frederick County, Maryland Public Schools, the Frederick Community College and members of their immediate families. From the original eight charter members, FERKO has grown to where it services over 4, 000 members.
9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701
Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
