USDA VS FHA in South-Portland, Cumberland County, ME
In 2025, the USDA loan limit for South-Portland, in the county of Cumberland, ME, is $322,900. Concurrently, the FHA limit for a single-family residence is $403,650.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. This comparison will help you ascertain the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, assisting you in choosing the ideal program in to suit your financial perspective.
Review 2025 loan limits and down payment criteria in South-Portland, Cumberland county, ME
Loan Type
Loan Limit
Down Payment Percentage
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Diverse USDA and FHA Loan Alternatives in South-Portland, ME
Lendersa® aims to secure the most favorable USDA or FHA loan for you quickly and without difficulty. Start by choosing one of the three options that align you with appropriate lenders and USDA loan plans.
A USDA home loan, secured through the government Department of Agriculture, is often referred to as either a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. While FHA loans necessitate a minimum 3.5% down payment, the USDA option demands no down payment at all.
Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
4165 Shoreline Drive, Suite 40b, Spring Park, MN, 55384
Buying a home or refinancing is one of the largest financial decisions you will make in your life - and unfortunately, this means you may experience some stress as you approach these decisions. As in many other industries, the mortgage industry has more than its share of unethical individuals that are out to make a buck
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Founded in 1943, Highland Bank is a privately-held, business-focused bank, serving small business and individual customers throughout the Twin Cities metro area. Through on-line channels, Highland offers services to individual customers outside of the Twin Cities. Our specialty is small business lending, with emphasis in real estate lending.
5600 La Centre Ave, Suite 100, Albertville, MN, 55301
St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you.
Focused On You
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