FHA Vs. USDA loan program for South-Portland, Cumberland County, Maine

In 2025, USDA loan limit in South-Portland, county of Cumberland, ME is $322,900 while FHA limit is $403,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Portland, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

617 423 2003 96 miles Lender's profile and map Reviews Wallace Capital 132 Lincoln Street, Suite 6L, Boston, MA, 02111 Wallace Capital is a private real estate finance company that provides immediate short-term bridge loans and joint venture equity to real estate investors, developers and builders. A private finance company, Wallace Capital has invested approximately $500 million in about 500 transactions since 2000.
(603) 863-3000 96 miles Lender's profile and map Reviews Sugar River Bank PO Box 569, Newport, NH, 03773 Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
+12254439259 96 miles Lender's profile and map Reviews Edward Voccola & Co. LLC 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116 Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
(844) 823-8637 96 miles Lender's profile and map Reviews UC Funds 745 Boylston Street, Boston, MA, 02116 UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.
(800) 284-5989 96 miles Lender's profile and map Reviews Northeast Bank 200 Berkeley Street, 17th Floor, Boston, MA, 02116 Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine
(617) 262-8455 96 miles Lender's profile and map Reviews HIG Capital Llc 500 Boylston St, Boston, MA, 02116 H.I.G. Capital is a leading global private investment firm with $44 billion of equity capital currently under management.* H.I.G.'s family of funds includes private equity, real estate, growth equity and debt/credit. H.I.G. Capital has invested in and controlled over 300 organizations globally since it was founded more than 20 years ago.
(617) 233-5555 96 miles Lender's profile and map Reviews Edward Voccola & Co., LLC 75 Arlington Street, Suite 500, Boston, MA, 02116 Edward Voccola & Co. LLC is a Private Equity & Joint Venture financial company based in New York City and have offices throughout the U.S & Internationally, We have a dedicated team of financial experts in commercial real estate finance and project funding delivering creative financing solutions consistently to worldwide clients.
(617) 269-2700 97 miles Lender's profile and map Reviews Mass Bay Credit Union 147 West 4th Street, South Boston, MA, 02127 Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
(617) 269-1450 97 miles Lender's profile and map Reviews Taupa Lithuania Federal Credit Union 368 West Broadway, South Boston, MA, 02127 Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
(781) 736-9900 97 miles Lender's profile and map Reviews RTN Federal Credit Union 600 Main Street, Waltham, MA, 02452 We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.