USDA VS FHA in South-Portland, Cumberland County, ME
In 2026, the USDA loan limit for South-Portland, in the county of Cumberland, ME, is $322,900. Concurrently, the FHA limit for a single-family residence is $403,650.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. This comparison will help you ascertain the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, assisting you in choosing the ideal program in to suit your financial perspective.
Review 2026 loan limits and down payment criteria in South-Portland, Cumberland county, ME
Loan Type
Loan Limit
Down Payment Percentage
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Diverse USDA and FHA Loan Alternatives in South-Portland, ME
Lendersa® aims to secure the most favorable USDA or FHA loan for you quickly and without difficulty. Start by choosing one of the three options that align you with appropriate lenders and USDA loan plans.
A USDA home loan, secured through the government Department of Agriculture, is often referred to as either a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. While FHA loans necessitate a minimum 3.5% down payment, the USDA option demands no down payment at all.
Coast Line Credit Union, originally chartered as Railroad Workers Credit Union of Maine, was organized in 1927 to serve the employees of the Maine Central Railroad Company and/or Portland Terminal Company. In 1996 the name of the credit union was changed to Coast Line Credit Union to reflect its expanded field of membership.
Maine Media Federal Credit Union is committed to providing the highest level of financial service to our membership, a group comprised of media professionals and their family members. Maine Media Federal Credit Union sets itself apart from the rest with personal, friendly service - it's the foundation we're built on.
At Town & Country Federal Credit Union, we pride ourselves on our superior products and outstanding member service. We consider our members to be our number one priority.
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24 Christopher Toppi Drive, South Portland, ME, 04106
Lends in Maine
Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans
10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
Lends in Maine
Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.
TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
