USDA Loan Vs. FHA loan for Saco, ME [York County Rates 2023]

In 2025, USDA loan limit in Saco, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Saco, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(508) 490-8000 99 miles Lender's profile and map Reviews St. Mary's Credit Union 46 Lizotte Drive, Marlborough, MA, 01752 St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.
(800) 328-8797 99 miles Lender's profile and map Reviews Digital Federal Credit Union 220 Donald Lynch Blvd, Marlborough, MA, 01752 Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been selected as the credit union for more than 700 companies and organizations. DCU serves more than 850, 000 members and their families in all 50 states.
(508) 229-7827 99 miles Lender's profile and map Reviews JEMS Financial 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752 "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA. Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"
(508) 251-6994 99 miles Lender's profile and map Reviews Mortgage Unity LLC 67 Forest St, Suite 272, Marlborough, MA, 01752 Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.
(781) 961-2417 99 miles Lender's profile and map Reviews RAH Federal Credit Union 45 Diauto Drive, Randolph, MA, 02368 The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.
(603) 355-4527 99 miles Lender's profile and map Reviews Precision Federal Credit Union 7 Optical Avenue, Keene, NH, 03431 FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
(781) 964-7751 99 miles Lender's profile and map Reviews CHM Mortgage Group 475 School Street, Unit 2, Marshfield, MA, 02050 CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
6177501756 99 miles Lender's profile and map Reviews Asset View Capital 45 Dan Road, Canton, MA, 02021 Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond. As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
(781) 828-8811 99 miles Lender's profile and map Reviews Canton Co-operative Bank 671 Washington Street, Canton, MA, 02021 Canton Co-operative Bank has been Canton’s hometown bank since 1891. Our approach to banking is simple – we combine old-fashioned personalized service with today’s cutting-edge technology. As a customer, we get to know you and create a banking relationship unique to your needs. We are a 100% independent Bank open to anyone living or working in MA.
(781) 298-7670 99 miles Lender's profile and map Reviews Flatley Financial Services 45 Dan Road, Suite 320, Canton, MA, 02021 Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.
(888) 828-1690 99 miles Lender's profile and map Reviews Bank of Canton 490 Turnpike Street, Canton, MA, 02021 Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.