In the year 2026, the maximum USDA loan in Saco, located within York County, ME, is set at $370,700. Meanwhile, the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to contrast the current top USDA and FHA rates, helping you ascertain the eligible income, credit, reserve requirements, and necessary documents for qualification. With our innovative mortgage calculator, you can view USDA, FHA, Conforming, and VA loans simultaneously. This feature assists you in determining which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $370,700 | 0% | |
| FHA | $506,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, minimizing hassle. Start with one of three available options to connect with lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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