USDA Loan Vs. FHA loan for Old-Orchard-Beach, ME [ best of 2023]

In 2025, USDA loan limit in Old-Orchard-Beach, county of York, ME is $322,900 while FHA limit is $403,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Old-Orchard-Beach, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 583-2869 133 miles Lender's profile and map Reviews Union Bank 20 Lower Main St, Morrisville, VT, 05661 Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
(802) 438-2303 133 miles Lender's profile and map Reviews NeighborWorks of Western Vermont 110 Marble Street, West Rutland, VT, 05777 NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
(401) 737-6655 133 miles Lender's profile and map Reviews Advanced Mortgage Corp 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921 Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
(802) 334-5084 133 miles Lender's profile and map Reviews ORLEX CREDIT UNION 5043 US Route 5, Newport, VT, 05855 ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(802) 334-1844 133 miles Lender's profile and map Reviews Northeast Schools and Hospital Credit Union 189 East Main Street, Suite C, Newport, VT, 05855 Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
(860) 928-2347 133 miles Lender's profile and map Reviews Northeastern Connecticut Healthcare Credit Union 320 Pomfret Street, Putnam, CT, 06260 The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.
(800) 377-4424 133 miles Lender's profile and map Reviews Putnam Bank 40 Main St PO Box 151, Putnam, CT, 06260 We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
(774) 392-1295 133 miles Lender's profile and map Reviews MortgageSafe 17R Academy Lane, Falmouth, MA, 02540 We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
(508) 548-0177 133 miles Lender's profile and map Reviews Slade Mortgage Group, Inc. 160 Katharine Lee Bates Road, Falmouth, MA, 02540 Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
(860) 377-2341 133 miles Lender's profile and map Reviews NorthStar Home Loans, LLC 112 Main Street, Unit 11, Putnam, CT, 06260 NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
(207) 827-3165 133 miles Lender's profile and map Reviews Penobscot County Federal Credit Union 205 Main Street, Old Town, ME, 04468 Penobscot County Federal Credit Union focuses on providing family style service and top notch consumer lending for the current and potential members of Penobscot County Federal Credit Union. Penobscot County Federal Credit Union has grown into a full service financial institution that has over 8, 000 members and assets over $53 million.