In 2026, the USDA loan limit for Old-Orchard-Beach, located in York county of ME, is $322,900. Meanwhile, the FHA limit for a single-family home is $403,650.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in finding the best program for your financial needs, especially if you're in Alabama.
2026 Loan Limits and Downpayment Requirements in Old-Orchard-Beach, County of York, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Old-Orchard-Beach, ME
Lendersa® aims to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three different starting points to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
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1015 Deerfield Rd, Unit 235, Deerfield, IL, 600125
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Pinnacle Credit Union was founded in 1926 under the name of Atlanta Teachers Credit Union. It is currently the second oldest credit union in Georgia. Since opening we have grown into a full-service financial institution. Like other credit unions, Pinnacle is a not-for-profit organization. Earnings are returned to members through higher rates
The Bank of Clarendon is a full service bank that began as a cash depository after the Great Depression in 1932. There was no bank in the community at the time, and the founding fathers worked extremely hard to build the confidence of the people of Clarendon County. In 1939, the bank received a state charter.
Founded in 1989, Associated Mortgage Bankers, Inc. (AMB) is a successful independent mortgage banking firm specializing in a wide array of mortgage products providing you with the essential tools to become a highly successful loan officer. We have built a platform where top sales people can thrive while delivering superior mortgage products
233 South Stephenson Ave, Iron Mountain, MI, 04980
First National Bank & Trust is proud to be rooted in your community since 1887, delivering great personal service and the best financial products to our customers and the local communities we serve. community since 1887, delivering great personal service and the best financial products.
Strategic Capital Solutions is an independently owned full-service commercial mortgage brokerage firm originally founded in 1994 and rebranded most recently in 2019. Since inception the company has been continuously involved in debt and equity placement for commercial real estate in the range of $1M-$200M+.
