USDA Vs. FHA Pro and Con comparison in Old-Orchard-Beach, York County, ME
In 2025, the USDA loan limit for Old-Orchard-Beach, located in York county of ME, is $322,900. Meanwhile, the FHA limit for a single-family home is $403,650.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in finding the best program for your financial needs, especially if you're in Alabama.
2025 Loan Limits and Downpayment Requirements in Old-Orchard-Beach, County of York, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Old-Orchard-Beach, ME
Lendersa® aims to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three different starting points to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
GNC Community FCU is a strong financial institution with assets of over $ 70, 000, 000 and in many aspects has exceeded the financial norms of and to become a very strong organization. We rank high within our peers in many areas. GNC is a member of the Shenango Valley Chapter of Credit Unions which incorporates over 10 credit unions.
First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
It has been a pleasure to serve our members for over 50 years! Since 1951, we have grown not only in membership, but also in services, enabling usto be your primary financial institution. Family 1st is a financial cooperative owned and operated by its members, that will assist the members to meet their financial needs.
30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.
SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
301 Grant Street, Suite 2700, Pittsburgh, PA, 15219
TriState Capital Bank first began as a solution to growing gaps in the banking industry. Over the last few decades, banking trends left a large class of clients underserved: middle market businesses, executives, and high-net-worth individuals On one end of the industry, mergers began to multiply the large financial institutions that focus on the co
Since 1970, the Hill District Federal Credit Union has served those living in the Hill
and beyond by providing financial services. When you join the Hill District Federal Credit Union, you become part of a member-owned organization built on the philosophy
of people with of people with a common bond, helping each other.
The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
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Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
