USDA VS FHA in Eliot, York County, ME

For 2026, the USDA loan limit in Eliot within York county, ME stands at $370,700, whereas for a single-family home, the FHA limit is $506,000.

Use the Lendersa® USDA loan calculator to compare USDA vs. FHA rates today and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the best suited program in for your financial situation.

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Loan limits and down payment requirements in Eliot, York, ME for 2026

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Eliot, ME

The mission of Lendersa® is to promptly secure you the best USDA or FHA loan with ease. Choose from three different starting points to find lenders and matching USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is designated for rural locales only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425
  • Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.

  • TruStone Financial Credit Union
  • 2772 E 82nd St, Bloomington, MN, 55425
  • Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.

    Our vision is to create a financial institution that people respect, admire.

  • Northeast Bank
  • 77 Broadway Street Northeast, Minneapolis, MN, 55413
  • Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.

  • Financial One Credit Union
  • 843 40th Avenue NE, Columbia Heights, MN, 55421
  • Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.

  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
    MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."

  • Teamsters Credit Union.
  • 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434
  • Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends

  • Gateway Bank of Florida
  • 1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
  • We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.

  • Financial Educators Federal Credit Union
  • 1200 West International Speedway Blvd, Building 300, Room 122, Daytona Beach, FL, 32114
  • In July 1969, Roy F. Bergengren, a grandson of the founder of the credit union movement in the United States, along with nine other college employees, met to start the Daytona Beach Junior College (DBJC) Federal Credit Union to represent an oasis of service and value for individuals looking for more from their financial institution.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • Grinnell State Bank
  • 814 4th Avenue, Grinnell, IA, 50112
  • Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation.
    At Grinnell State Bank, we lend money for a diverse range of commercial.

  • Peoples Savings Bank
  • 414 N Adams, Wellsburg, IA, 50680
  • Peoples Savings Bank has its origins in both Cleves and Wellsburg, Iowa. The Cleves Savings Bank started January 25, 1912, and then later changed its name to Security Savings Bank. In July 1934, the board and the stockholders of the bank wanted to reorganize and have the main bank in Wellsburg while maintaining a bank in Cleves.