For 2026, the USDA loan limit in Eliot within York county, ME stands at $370,700, whereas for a single-family home, the FHA limit is $506,000.
Use the Lendersa® USDA loan calculator to compare USDA vs. FHA rates today and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the best suited program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $370,700 | 0% | |
| FHA | $506,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to promptly secure you the best USDA or FHA loan with ease. Choose from three different starting points to find lenders and matching USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is designated for rural locales only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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