USDA Loan Vs. FHA loan pro & con for York, York County, ME

In 2025, USDA loan limit in York, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in York, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(631) 233-8700 216 miles Lender's profile and map Reviews Affordable Financial Services Ltd. One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747 With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
(800) 562-6715 216 miles Lender's profile and map Reviews US Mortgage Corporation 201 Old Country Rd, Suite 140, Melville, NY, 11747 Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
(631) 446-3103 216 miles Lender's profile and map Reviews Reliant Home Funding, Inc 445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747 Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
(888) 853-8922 216 miles Lender's profile and map Reviews SMB Compass 411 Theodore Fremd Ave, Rye, NY, 10580 SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible colutions
(914) 761-8600 216 miles Lender's profile and map Reviews Jennings Realty Agency Corp 214 Mamaroneck Avenue, White Plains, NY, 10601 Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
(212) 634-7899 216 miles Lender's profile and map Reviews Direct Lending Group 34 South Broadway, White Plains, NY, 10601 Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
(607) 547-5700 216 miles Lender's profile and map Reviews Leatherstocking Credit Union 24 Glen Avenue, Cooperstown, NY, 13326 Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
(646) 849-5135 217 miles Lender's profile and map Reviews DLA Capital Partners Inc. 125 Froehlich Farm Boulevard, Woodbury, NY, 11797 DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses
(212) 850-4848 217 miles Lender's profile and map Reviews Emigrant Mortgage Co Inc 7 Westchester Plz, Suite 229, Elmsford, NY, 10523 Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
(914) 777-2935 217 miles Lender's profile and map Reviews HARRISON TEACHERS FEDERAL CREDIT UNION 33 Oakland Avenue, Harrison, NY, 10528 Harrison Teachers Federal Credit Union has been open since 1938. The credit union has assets totaling $1.78 Million and provides banking services to more than 300 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.