Within 2026, the USDA loan threshold in York, situated in York County, ME, reaches $370,700. Concurrently, the FHA cap is set at $506,000 for single-family properties.
To gauge the best current USDA versus FHA rates, utilize the Lendersa® USDA loan calculator, determining qualifying income, credit, reserves, and necessary documentation. This advanced calculator lays out USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on the optimal program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $370,700 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide the very best USDA or FHA loan promptly and with ease. Start by choosing one of three pathways, each leading to lender matches and USDA loan offerings.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered solely in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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