USDA Vs. FHA your options comparison in South-Eliot, York County, ME
In 2025, within South-Eliot, part of York county, ME, the USDA loan limit is $322,900. For a single-family home, the FHA limit is $403,650.
Take advantage of the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. It helps identify the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid in choosing the right one for your financial needs in .
2025 Loan Limits and Down Payment Requirements for South-Eliot, York County, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Eliot, ME
The mission of Lendersa® is to ensure you receive the best USDA or FHA loan quickly, with minimal hassle. Start with one of three options that lead to matching lenders and exploring USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available in rural areas only, unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
1600 S Center Street Extension, Grove City, PA, 16127
The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
SRU Federal Credit Union is committed to providing exceptional, personalized service and promoting sound financial practices while maintaining a secure and stable environment for the economic well-being of our members.
SRU Federal Credit Union began in 1958 as the Slippery Rock State Teachers College Federal Credit Union.
The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.
Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.