USDA Vs. FHA Pro and Con comparison in South-Eliot, York County, ME
In 2025, within South-Eliot, part of York county, ME, the USDA loan limit is $322,900. For a single-family home, the FHA limit is $403,650.
Take advantage of the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. It helps identify the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid in choosing the right one for your financial needs in .
2025 Loan Limits and Down Payment Requirements for South-Eliot, York County, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Eliot, ME
The mission of Lendersa® is to ensure you receive the best USDA or FHA loan quickly, with minimal hassle. Start with one of three options that lead to matching lenders and exploring USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available in rural areas only, unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
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Professional advice and support in making your home financing decisions
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