USDA and FHA Pro and Con in Yarmouth, Cumberland County, ME
In the year 2025, the USDA loan limit in Yarmouth, within the county of Cumberland, ME, is established at $370,700. In comparison, the FHA loan limit for a single-family residence is set at $506,000.
By using the Lendersa® USDA loan calculator, you can effectively compare today's most favorable USDA and FHA rates. The tool helps determine the necessary income, credit, reserves, and required documents for qualifying. Our advanced mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options side by side. This comparative approach is designed to assist you in selecting the ideal program in tailored to your specific financial requirements.
Loan Limits and Down Payment Requirements for 2025 in Yarmouth, County of Cumberland, ME
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Yarmouth, ME
The aim of Lendersa® is to facilitate the fastest acquisition of either a USDA loan or an FHA loan with minimal effort. You can choose from three initial methods designed to connect you with appropriate lenders and USDA loan programs.
A USDA home loan is one guaranteed by the government via the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural locales. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment whatsoever.
Metro North Federal Credit Union is a member-owned financial institution whose purpose is to provide quality personalized services to our members at a competitive rate, while maintaining the Credit Union's long term financial stability. Metro North Federal Credit Union has been in operation since 1954.
10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to full range of mortgage sources & all of our lending specialist are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships.
Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
