USDA VS FHA in Yarmouth, Cumberland County, ME

In the year 2025, the USDA loan limit in Yarmouth, within the county of Cumberland, ME, is established at $370,700. In comparison, the FHA loan limit for a single-family residence is set at $506,000.

By using the Lendersa® USDA loan calculator, you can effectively compare today's most favorable USDA and FHA rates. The tool helps determine the necessary income, credit, reserves, and required documents for qualifying. Our advanced mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options side by side. This comparative approach is designed to assist you in selecting the ideal program in tailored to your specific financial requirements.

Compare loan offers from a wide range of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Yarmouth, County of Cumberland, ME

Type of Loan Maximum Loan Amount Required Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Yarmouth, ME

The aim of Lendersa® is to facilitate the fastest acquisition of either a USDA loan or an FHA loan with minimal effort. You can choose from three initial methods designed to connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Insight Into USDA Loans in ME

A USDA home loan is one guaranteed by the government via the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural locales. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
  • Washingtonian Mortgage LLC
  • 2191 Defense Highway, Suite 300, Crofton, MD, 21114
  • Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • My Mortgage, Inc.
  • 2191 Defense Hwy, Suite 304B, Crofton, MD, 21114
  • At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Advantage Star Mortgage Corp
  • 14861 Meriwether Dr, Glenelg, MD, 21737
  • Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more
  • Community Mortgage LLC
  • 602 Center Street, Suite 107, Mount Airy, MD, 21771
  • Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction
  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
  • Market USA Federal Credit Union
  • 8871 Gorman Road, Suite 100, Laurel, MD, 20723
  • Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.