USDA Vs. FHA Pro and Con comparison in North-Yarmouth, Cumberland County, ME
In 2025, the USDA loan limit in North-Yarmouth, within Cumberland, ME, is $322,900. For a single-family home, the FHA limit is $403,650.
Employ the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to aid your decision on the best program in for your finances.
2025 Loan Limits and Downpayment Requirements in North-Yarmouth, Cumberland, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Yarmouth, ME
Lendersa® aims to swiftly secure you the best USDA or FHA loans without hassle. Choose from three starting paths to match with lenders and the right USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.
Congressional Federal was established in 1953 as Congressional Employees Federal Credit Union. Our first branch looked nothing like the modern facilities our members enjoy today. In fact, we were located in the Folding Room in the basement of the Longworth Building, essentially operating out of a desk drawer.
We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.
Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.
8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
We find the best solution for your real estate investment deal whether it's a fix & flip, rehab/rental, ground up construction or a commercial deal, we've gotyou covered. We do the ground work to save you time so you can focus on your deal and making money! "We Listen. We Fund. You Win."
Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
