USDA VS FHA in Adrian, Lenawee County, MI

For 2025, the USDA loan limit in Adrian, Lenawee, MI is set at $336,500, whereas the limit for FHA on a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to contrast today's leading rates for USDA and FHA loans. Determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the optimal program in for your financial context.

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Exploring 2025 Loan Limits and Downpayment Requirements in Adrian, Lenawee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Adrian, MI

At Lendersa®, our mission is to quickly and effortlessly deliver the best USDA or FHA financial solution. Choose one of three pathways to connect with appropriate lenders and explore USDA loan options that suit your needs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgage loans need no down payment, offering substantial benefits for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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