USDA and FHA Pro and Con in Saline, Washtenaw County, MI

In 2025, the USDA loan cap for Saline in Washtenaw, MI, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Saline, Washtenaw, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Saline, MI

The goal of Lendersa® is to secure the most suitable USDA or FHA loan for you promptly and without hassle. Choose one of three pathways to connect with lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and designed for rural regions only. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require none, offering a significant benefit to those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Get Real Service
  • 2461 E Orangethorpe, Suite 229, Fullerton, CA, 92831
  • At Get Real Service, we bypass the traditional sales and processing structure associated with mortgage lending. What does this mean for you? Simply stated, this “traditional” method represents added costs that we eliminate, passing on the extra savings to you in the form of lower interest rates and fees.
  • Simplify Direct, Inc.
  • 2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
  • Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.
  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
  • Carrington Mortgage
  • 1600 South Douglass Road, Suite 110 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • C & C Financial Corp
  • 1475 South State College Boulevard, Suite 204, Anaheim, CA, 92806
  • C & C Financial Corp the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.
  • Momenta Capital Group Inc.
  • 2099 S State College Blvd, Anaheim, CA, 92806
  • Momenta Capital Group Inc. is committed to working closely with our clients on their journey to build and preserve generational wealth by providing unmatched service and timely execution. MCG’s client relationships have been built through trust, loyalty, and dedication to each client’s short and long-term objectives.
  • Intelty, Inc.
  • 3100 E. Miraloma Ave, Suite 220, Anaheim, CA, 92806
  • Intelty Inc we will find the loan that is perfect for YOU! When it comes to buying a home, one of the most important factors is finding the financing that best fits your specific goals so our mortgage professionals will give you the personal service you deserve. Get started by requesting a free personalized rate quote.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • Citizens Lending Group
  • 3455 East La Palma Avenue #102, Anaheim, CA, 92806
  • At Citizens Lending Group, our staff has a combined 50+ years in the loan industry of California. We now specialize as reverse mortgage loan officers for senior citizens, though our experience includes everything from commercial loans and traditional home loans to Veterans Administration loans and FHA loans.