USDA Vs. FHA your options comparison in Tecumseh, Lenawee County, MI

During 2026, the USDA loan limit for Tecumseh in Lenawee county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to compare top current rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA programs side by side to identify which option in best meets your financial needs.

Explore loan options from 100 lenders

2026 Loan Limits and Down Payment Requirements in Tecumseh, Lenawee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Tecumseh, MI

The goal at Lendersa® is to obtain the best USDA or FHA loans for you quickly and efficiently. Choose from three pathways to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in MI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tecumseh Lenders

  • Affordable Mortgage Partners PC
  • 7461 Steeplechase Dr., Saline, MI, 48176
  • Lends in Michigan
  • Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.

  • TLC Community Credit Union
  • 3030 S Adrian Highway, Adrian, MI, 49221
  • Lends in Michigan
  • TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.

  • Blissfield State Bank
  • 204 East Jefferson, Blissfield, MI, 49228
  • Lends in Michigan
  • Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).

  • Bank Michigan
  • 417 S. Main St., Brooklyn, MI, 49230
  • Lends in Michigan
  • Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas.

    We are a Community Bank with a team who take the word very serious.

  • Giniel Financial Group, Inc
  • 735 Victors Way, Ann Arbor, MI, 48108
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Arbor One Mortgage Group
  • 250 W Eisenhower, Suite 100, Ann Arbor, MI, 48103
  • Lends in Michigan
  • At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Ijara Community Development Corporation
  • 2531 Jackson Ave, Suite 331, Ann Arbor, MI, 48103
  • Lends in Michigan
  • Ijara Community Development Corp is a Michigan non-profit dedicated to educate and help the Muslim community avoid Riba/ Interest. Our goal is to be your source for Islamic Finance solutions. Whether you are looking for an Islamic loan for your home or business, we have a competitive solution that will meet your needs.

  • Green Block Inc.
  • 2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
  • Lends in Michigan
  • Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at mgilad@greenblockinc.com or call 3234870544 to elevate your

  • Cluett Capital Partners
  • 14 Ridgeway Street, Ann Arbor, MI, 48104
  • Lends in Michigan
  • Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.