USDA Vs. FHA your options comparison in Tecumseh, Lenawee County, MI

During 2026, the USDA loan limit for Tecumseh in Lenawee county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to compare top current rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA programs side by side to identify which option in best meets your financial needs.

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2026 Loan Limits and Down Payment Requirements in Tecumseh, Lenawee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Tecumseh, MI

The goal at Lendersa® is to obtain the best USDA or FHA loans for you quickly and efficiently. Choose from three pathways to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in MI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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