USDA and FHA Pro and Con in Marshall, Calhoun County, MI

In 2026, the USDA loan limit for Marshall, located in Calhoun county, MI, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030. These figures guide lending possibilities under each government program.

Use Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates available today. You'll find out the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lines up USDA, FHA, Conforming, and VA options, helping you determine which program in is best for your financial needs.

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2026 Loan Limits and Downpayment Information in Marshall, Calhoun, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Marshall, MI

Lendersa®'s aim is to secure the best USDA or FHA loans for you quickly without hassle. Choose from three initial routes to connect with lenders and explore suitable USDA loan programs.

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An Overview of USDA Loans in MI

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment, ideal for qualified rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.

  • Perna & Associates
  • 135 S. Main Street, Coopersburg, PA, 18036
  • The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state

  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.

  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.

  • Mortgages by Jill
  • 308E Pomona Drive, Greensboro, NC, 27407
  • Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.

  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services

  • Prospera Home Loans
  • 7148 Hull Street Rd, Richmond, VA, 23235
  • We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.

  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.